PAYMENT SYSTEM AND PEER TO PEER LENDING ON SMEs PERFORMANCE IN INDONESIA

Desiyanti, Rika PAYMENT SYSTEM AND PEER TO PEER LENDING ON SMEs PERFORMANCE IN INDONESIA. In: PAYMENT SYSTEM AND PEER TO PEER LENDING ON SMEs PERFORMANCE IN INDONESIA.

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Abstract

SMEs’ performance has contributed to the development and sustainability of the country's economy. Performance is the result of attaining someone and organization in one period. This paper has the purpose to analyze the effect of payment systems and peer-to-peer lending on SME’s performance. A questionnaire survey has been allocated among SMEs in Sumatra, Indonesia. Based on 387 respondents, an area random sampling technique was used. The data is analyzed by using Statistical Product and Service Solutions (SPSS). The study finds that payment systems and peer-to-peer lending do affect SMEs' performance.

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